Terms and Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the Clear Ledgorance website, platform, and any associated tools or services (collectively, the "Service"). By creating an account, accessing the Service, or otherwise using any part of it, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Clear Ledgorance provides AI-powered data analysis and decision-support tools intended to assist independent investors in reviewing information and forming their own conclusions. The Service is provided for informational and analytical purposes only and does not constitute financial, investment, legal, or tax advice. Any outputs, reports, or insights generated by the Service are based on automated processing and should not be relied upon as the sole basis for any decision.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration

To access certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. Prohibited activities include, without limitation:

• Attempting to gain unauthorized access to any part of the Service or related systems.
• Reverse engineering, decompiling, or attempting to extract source code from the Service.
• Using automated means (bots, scrapers) to access the Service without prior written consent.
• Reselling, sublicensing, or redistributing access to the Service without authorization.
• Uploading or transmitting harmful code, malware, or any material that infringes the rights of others.

6. No Financial Advice

Nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any financial instrument, security, or asset. Clear Ledgorance is not a registered investment advisor, broker-dealer, or financial institution. All investment decisions remain solely your responsibility, and you are strongly encouraged to seek independent professional advice before making any financial decisions.

7. Intellectual Property

All content, software, design elements, trademarks, logos, and materials associated with the Service are the property of Clear Ledgorance or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose. No other rights are granted to you by implication or otherwise.

8. Subscription and Payment

Certain features of the Service may require payment of fees. Where applicable, pricing, billing cycles, and payment terms will be presented to you at the point of purchase. All fees are non-refundable except as required by applicable law or as otherwise expressly stated. Clear Ledgorance reserves the right to modify pricing with reasonable prior notice.

9. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, if we believe you have violated these Terms or engaged in conduct that may harm Clear Ledgorance, other users, or third parties. You may also terminate your account at any time by discontinuing use of the Service and, where applicable, following our account closure process.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Clear Ledgorance does not warrant that the Service will be uninterrupted, error-free, or that any analysis or output will be accurate, complete, or suitable for your particular needs.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Clear Ledgorance and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial losses arising from investment decisions made in connection with use of the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Clear Ledgorance and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

13. Changes to the Service and Terms

Clear Ledgorance reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also update these Terms periodically to reflect changes in our practices or for legal, regulatory, or operational reasons. Continued use of the Service following any changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

14. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Clear Ledgorance does not control and is not responsible for the content, policies, or practices of any third-party services. Your use of such third-party services is at your own risk and subject to their respective terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts, as determined by applicable law. This section is provided as a general placeholder and should be adapted to reflect the specific jurisdiction applicable to Clear Ledgorance.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Clear Ledgorance regarding your use of the Service and supersede any prior agreements or understandings, whether written or oral.

18. Contact

If you have any questions about these Terms, please reach out via our Contact page. We aim to respond to inquiries regarding these Terms in a timely manner.